Your Trusted Georgia Realtor

Yes! I offer virtual tours, detailed video calls, and other remote services to help you view properties and explore areas from wherever you are. You can still make an informed decision without physically visiting the home first.

The first step in buying a home is determining your budget. I recommend getting pre-approved for a mortgage so you know exactly how much you can borrow. This will give you a clear idea of your price range and make you a more competitive buyer when you find the right home.

Preparing your home for sale can include cleaning, decluttering, staging, and making any necessary repairs. I’ll provide advice on what improvements will have the greatest impact and can connect you with professionals if needed to make your home look its best.

The minimum credit score required depends on the type of loan:

Conventional Loans: Minimum score of 620.

FHA Loans: Minimum score of 580 (3.5% down payment).

VA Loans: Minimum score of 620 (varies by lender).

USDA Loans: Minimum score of 640 (rural areas, typically no down payment).

Higher credit scores may qualify you for better interest rates and terms. Each lender may have their own requirements, so it’s helpful to compare options.

Yes! If you're also buying a new home, I can assist you in finding the perfect property to suit your needs. I’ll help coordinate the timing of selling and buying to ensure a smooth transition.

I’ll work closely with you to understand your preferences, budget, and lifestyle needs. Based on your criteria, I’ll provide you with a curated list of properties and schedule virtual or in-person tours. I’ll also give you insights into various neighborhoods to help you make an informed decision, even from a distance.

Once you receive an offer, I’ll help you review it and negotiate terms such as price, contingencies, and the closing timeline. I’ll handle the back-and-forth negotiations to ensure you’re comfortable with the terms and can make informed decisions.

When relocating, it’s important to consider factors like proximity to work, schools, public transportation, local amenities, and safety. I’ll assist you in evaluating these factors and help you find a home that fits both your lifestyle and budget.

Not necessarily! Depending on your situation, we can discuss strategies for purchasing a new home while you still own your current one. I can help you explore options like bridge loans or concurrent closings if necessary.

Earnest money is a deposit made by the buyer to show that they are serious about purchasing the home. It is typically between 1% to 3% of the home’s purchase price. If the sale goes through, the earnest money is applied to your down payment or closing costs. If you back out of the deal without a valid reason, you may lose your earnest money.

Pre-qualification is a basic estimate of how much you can borrow based on your income, debt, and credit score. Pre-approval is a more in-depth process where a lender verifies your financial information and gives you a specific loan amount, which is often needed to make a serious offer on a home. Pre-approval gives you an edge in the market because it shows sellers you are a serious and qualified buyer.

The quickest time to close is typically 30 to 45 days, but this can vary based on factors like loan type, lender processing time, and any issues during inspections or appraisals. If you're using cash or have pre-approval, the process may be faster. I'll work closely with you to ensure a smooth and timely closing!